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About us

What makes us different

Knowledgeable People
Intelligent Process
Smart Pricing
Get in touch

Our Story

Brian Monjazeb
President, Wise Home Loans

We are a licensed, local mortgage broker with more than 25 years of mortgage experience. We are independent and do not work for a specific bank or lender. That independence is your secret home financing weapon, since we can shop multiple wholesale mortgage lenders on your behalf — giving you access to more home loan options than what a bank or online lender can offer.

The result is typically a cheaper, faster and easier mortgage for you.

14 days

Avg. Closing Time

10+

5 star reviews

25+

Years of mortgage experience

HOW IT WORKS

Our intelligent home loan process

We simplify the process. Smart technology powers a faster, cleaner loan process — because your biggest financial move shouldn't be your biggest headache.
A streamlined process with less stress.

1
Pre-Approval

Share your financials to see how much you can borrow and at what rate.

2
Loan Application

Find a home within your budget and formally apply for a mortgage.

3
Lock Rate

Secure a fixed interest rate for your mortgage during the lock-in period.

4
Loan Processing

The lender verifies your details and appraises the property.

5
Underwriting

The underwriter reviews your application to decide loan approval.

6
Closing

Sign final documents, pay closing costs & officially own your new home.

Our presence

The states we serve

Our team

Meet our team of mortgage experts

Brian Monjazeb
President  |  NMLS #213868
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Nicholas Kotselas
VP Sales | NMLS 1972115
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Darian Sanayei
Agent Adviser | NMLS 2042005
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James Juan
Agent Adviser | NMLS 1162631
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Jack Gotham
Loan Adviser | NMLS 2833644
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Michael Castro
Agent Adviser | NMLS 2794453
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Take your first step towards your home loan journey